Rent vs Buy Analysis by City & State: 2026
Data-driven breakdowns for major US markets — updated quarterly.
Buy vs Rent in Seattle, WA: 2026 Analysis
Is it better to buy or rent in Seattle, WA in 2026? Buy: $6,926/mo vs Rent: $2,200/mo. Renting favored over 30-yr horizon. Full data analysis.
Buy vs Rent in Atlanta, GA: 2026 Analysis
Is it better to buy or rent in Atlanta, GA in 2026? Buy: $2,450/mo vs Rent: $2,077/mo. Break-even: 5 years. Full cost, equity, and wealth analysis.
Buy vs Rent in Philadelphia, PA: 2026 Analysis
Is it better to buy or rent in Philadelphia, PA in 2026? Buy: $1,962/mo vs Rent: $1,933/mo. Break-even: 2 years. One of the most buyer-friendly major cities in the U.S.
Buy vs Rent in Miami, Florida: 2026 Analysis
Miami's combination of high home prices, soaring insurance costs, and elevated HOA fees makes renting the smarter financial choice for most people in 2026 — unless you're buying for the long haul.
Buy vs Rent in Denver, Colorado: 2026 Analysis
Denver's price-to-rent ratio has improved since 2022, making buying increasingly competitive. A 6-year break-even and strong appreciation history tip the scales toward buying for those with a medium-term horizon.
Buy vs Rent in Austin, Texas: 2026 Analysis
Austin home prices remain elevated despite cooling from 2022 peaks. With a 7-year break-even and high property taxes, buying only makes sense if you're staying long-term.