Rent vs Buy Analysis by City & State: 2026
Data-driven breakdowns for major US markets — updated quarterly.
Los Angeles
CA
Buy vs Rent in Los Angeles, CA: 2026 Analysis
Is it better to buy or rent in Los Angeles, CA in 2026? Buy: $6,736/mo vs Rent: $3,000/mo. Break-even: 3 years. Full data analysis.
Chicago
IL
Buy vs Rent in Chicago, IL: 2026 Analysis
Is it better to buy or rent in Chicago, IL in 2026? Buy: $2,625/mo vs Rent: $2,300/mo. Break-even: 2 years. Full data analysis.
Dallas
TX
Buy vs Rent in Dallas, TX: 2026 Analysis
Is it better to buy or rent in Dallas, TX in 2026? Buy: $2,569/mo vs Rent: $1,650/mo. Break-even: 11 years. Full data analysis.
Houston
TX
Buy vs Rent in Houston, TX: 2026 Analysis
Is it better to buy or rent in Houston, TX in 2026? Buy: $2,225/mo vs Rent: $1,600/mo. Renting favored over 30-yr horizon. Full data analysis.
Washington
DC
Buy vs Rent in Washington, DC: 2026 Analysis
Is it better to buy or rent in Washington, DC in 2026? Buy: $5,259/mo vs Rent: $2,600/mo. Renting favored over 30-yr horizon. Full data analysis.
Philadelphia
PA
Buy vs Rent in Philadelphia, PA: 2026 Analysis
Is it better to buy or rent in Philadelphia, PA in 2026? Buy: $1,660/mo vs Rent: $1,800/mo. Break-even: 1 years. Full data analysis.
Miami
FL
Buy vs Rent in Miami, FL: 2026 Analysis
Is it better to buy or rent in Miami, FL in 2026? Buy: $4,586/mo vs Rent: $2,975/mo. Break-even: 3 years. Full data analysis.
Atlanta
GA
Buy vs Rent in Atlanta, GA: 2026 Analysis
Is it better to buy or rent in Atlanta, GA in 2026? Buy: $2,801/mo vs Rent: $2,000/mo. Break-even: 2 years. Full data analysis.
Boston
MA
Buy vs Rent in Boston, MA: 2026 Analysis
Is it better to buy or rent in Boston, MA in 2026? Buy: $5,169/mo vs Rent: $3,480/mo. Break-even: 2 years. Full data analysis.
Phoenix
AZ
Buy vs Rent in Phoenix, AZ: 2026 Analysis
Is it better to buy or rent in Phoenix, AZ in 2026? Buy: $3,117/mo vs Rent: $1,625/mo. Break-even: 3 years. Full data analysis.
San Francisco
CA
Buy vs Rent in San Francisco, CA: 2026 Analysis
Is it better to buy or rent in San Francisco, CA in 2026? Buy: $9,220/mo vs Rent: $4,115/mo. Renting favored over 30-yr horizon. Full data analysis.
Detroit
MI
Buy vs Rent in Detroit, MI: 2026 Analysis
Is it better to buy or rent in Detroit, MI in 2026? Buy: $761/mo vs Rent: $1,300/mo. Break-even: 1 years. Full data analysis.
Seattle
WA
Buy vs Rent in Seattle, WA: 2026 Analysis
Is it better to buy or rent in Seattle, WA in 2026? Buy: $8,245/mo vs Rent: $2,250/mo. Renting favored over 30-yr horizon. Full data analysis.
Minneapolis
MN
Buy vs Rent in Minneapolis, MN: 2026 Analysis
Is it better to buy or rent in Minneapolis, MN in 2026? Buy: $2,582/mo vs Rent: $1,775/mo. Break-even: 4 years. Full data analysis.
San Diego
CA
Buy vs Rent in San Diego, CA: 2026 Analysis
Is it better to buy or rent in San Diego, CA in 2026? Buy: $7,051/mo vs Rent: $3,025/mo. Break-even: 4 years. Full data analysis.
Tampa
FL
Buy vs Rent in Tampa, FL: 2026 Analysis
Is it better to buy or rent in Tampa, FL in 2026? Buy: $3,018/mo vs Rent: $1,990/mo. Break-even: 5 years. Full data analysis.
Denver
CO
Buy vs Rent in Denver, CO: 2026 Analysis
Is it better to buy or rent in Denver, CO in 2026? Buy: $4,040/mo vs Rent: $2,200/mo. Renting favored over 30-yr horizon. Full data analysis.
Baltimore
MD
Buy vs Rent in Baltimore, MD: 2026 Analysis
Is it better to buy or rent in Baltimore, MD in 2026? Buy: $1,446/mo vs Rent: $1,710/mo. Break-even: 1 years. Full data analysis.
Orlando
FL
Buy vs Rent in Orlando, FL: 2026 Analysis
Is it better to buy or rent in Orlando, FL in 2026? Buy: $2,999/mo vs Rent: $1,850/mo. Break-even: 7 years. Full data analysis.
Charlotte
NC
Buy vs Rent in Charlotte, NC: 2026 Analysis
Is it better to buy or rent in Charlotte, NC in 2026? Buy: $2,880/mo vs Rent: $1,600/mo. Break-even: 4 years. Full data analysis.
San Antonio
TX
Buy vs Rent in San Antonio, TX: 2026 Analysis
Is it better to buy or rent in San Antonio, TX in 2026? Buy: $2,126/mo vs Rent: $1,400/mo. Renting favored over 30-yr horizon. Full data analysis.
Portland
OR
Buy vs Rent in Portland, OR: 2026 Analysis
Is it better to buy or rent in Portland, OR in 2026? Buy: $3,776/mo vs Rent: $1,975/mo. Break-even: 5 years. Full data analysis.
Sacramento
CA
Buy vs Rent in Sacramento, CA: 2026 Analysis
Is it better to buy or rent in Sacramento, CA in 2026? Buy: $3,735/mo vs Rent: $2,050/mo. Break-even: 4 years. Full data analysis.
Pittsburgh
PA
Buy vs Rent in Pittsburgh, PA: 2026 Analysis
Is it better to buy or rent in Pittsburgh, PA in 2026? Buy: $1,769/mo vs Rent: $1,520/mo. Break-even: 2 years. Full data analysis.
Cincinnati
OH
Buy vs Rent in Cincinnati, OH: 2026 Analysis
Is it better to buy or rent in Cincinnati, OH in 2026? Buy: $1,878/mo vs Rent: $1,460/mo. Break-even: 5 years. Full data analysis.
Austin
TX
Buy vs Rent in Austin, TX: 2026 Analysis
Is it better to buy or rent in Austin, TX in 2026? Buy: $4,154/mo vs Rent: $1,675/mo. Renting favored over 30-yr horizon. Full data analysis.
Las Vegas
NV
Buy vs Rent in Las Vegas, NV: 2026 Analysis
Is it better to buy or rent in Las Vegas, NV in 2026? Buy: $2,845/mo vs Rent: $1,800/mo. Break-even: 2 years. Full data analysis.
Kansas City
MO
Buy vs Rent in Kansas City, MO: 2026 Analysis
Is it better to buy or rent in Kansas City, MO in 2026? Buy: $1,934/mo vs Rent: $1,420/mo. Break-even: 4 years. Full data analysis.
Columbus
OH
Buy vs Rent in Columbus, OH: 2026 Analysis
Is it better to buy or rent in Columbus, OH in 2026? Buy: $1,993/mo vs Rent: $1,500/mo. Break-even: 5 years. Full data analysis.
Indianapolis
IN
Buy vs Rent in Indianapolis, IN: 2026 Analysis
Is it better to buy or rent in Indianapolis, IN in 2026? Buy: $1,785/mo vs Rent: $1,350/mo. Break-even: 3 years. Full data analysis.
Cleveland
OH
Buy vs Rent in Cleveland, OH: 2026 Analysis
Is it better to buy or rent in Cleveland, OH in 2026? Buy: $1,284/mo vs Rent: $1,425/mo. Break-even: 1 years. Full data analysis.
San Jose
CA
Buy vs Rent in San Jose, CA: 2026 Analysis
Is it better to buy or rent in San Jose, CA in 2026? Buy: $10,589/mo vs Rent: $3,650/mo. Renting favored over 30-yr horizon. Full data analysis.
Nashville
TN
Buy vs Rent in Nashville, TN: 2026 Analysis
Is it better to buy or rent in Nashville, TN in 2026? Buy: $2,992/mo vs Rent: $1,800/mo. Break-even: 7 years. Full data analysis.
Virginia Beach
VA
Buy vs Rent in Virginia Beach, VA: 2026 Analysis
Is it better to buy or rent in Virginia Beach, VA in 2026? Buy: $3,029/mo vs Rent: $1,980/mo. Break-even: 3 years. Full data analysis.
Jacksonville
FL
Buy vs Rent in Jacksonville, FL: 2026 Analysis
Is it better to buy or rent in Jacksonville, FL in 2026? Buy: $2,347/mo vs Rent: $1,600/mo. Renting favored over 30-yr horizon. Full data analysis.
Milwaukee
WI
Buy vs Rent in Milwaukee, WI: 2026 Analysis
Is it better to buy or rent in Milwaukee, WI in 2026? Buy: $1,759/mo vs Rent: $1,475/mo. Break-even: 2 years. Full data analysis.
Oklahoma City
OK
Buy vs Rent in Oklahoma City, OK: 2026 Analysis
Is it better to buy or rent in Oklahoma City, OK in 2026? Buy: $1,636/mo vs Rent: $1,260/mo. Break-even: 5 years. Full data analysis.
Louisville
KY
Buy vs Rent in Louisville, KY: 2026 Analysis
Is it better to buy or rent in Louisville, KY in 2026? Buy: $1,962/mo vs Rent: $1,360/mo. Renting favored over 30-yr horizon. Full data analysis.
Salt Lake City
UT
Buy vs Rent in Salt Lake City, UT: 2026 Analysis
Is it better to buy or rent in Salt Lake City, UT in 2026? Buy: $3,822/mo vs Rent: $1,620/mo. Renting favored over 30-yr horizon. Full data analysis.
New York
NY
Buy vs Rent in New York, NY: 2026 Analysis
Is it better to buy or rent in New York, NY in 2026? Buy: $7,573/mo vs Rent: $4,000/mo. Renting favored over 30-yr horizon. Full data analysis.
Oakland
CA
Buy vs Rent in Oakland, CA: 2026 Analysis
Is it better to buy or rent in Oakland, CA in 2026? Buy: $5,508/mo vs Rent: $2,650/mo. Renting favored over 30-yr horizon. Full data analysis.
Saint Louis
MO
Buy vs Rent in Saint Louis, MO: 2026 Analysis
Is it better to buy or rent in Saint Louis, MO in 2026? Buy: $1,457/mo vs Rent: $1,340/mo. Break-even: 3 years. Full data analysis.